Money Talk With Slater

Making Money Across the Board

Monthly archives "June 2018"

Save on Your Monthly Grocery Bill

Slater 0 Comments

After transportation and housing costs, food takes up a lot of the average household’s budget than anything else. You’ve always seeking ways to cut your transportation and housing. Now let’s look at a couple of ways to trim your food budget. You can do it without having to starve to death.

Set a Budget, and Stick to It

These are the first and last words in trimming your grocery bill. It’s all about setting goals. You will never be successful unless you are clear on what you are attempting to do.

The simplest way to begin with a grocery budget is to save a couple of receipts, figure out how much you typically spend on average, then deduct 10% from that amount. If you easily accomplish this, you can go ahead and reduce your budget even more.

Don’t Shop the Same Store Each Week

Shopping multiple stores is important to paying less for food, but it’s a strategy that many folks balk at because it might be time consuming. Here’s the way it works. You don’t have to shop at three stores every week, wasting time and gas running from store to store. Instead, be smart. When your store sales paper arrives, find the best deals in the stores around you, then pick which store will help you save the most this week.

Coupons

From everyone who does it, you can believe that coupons are worth the time they take to load on a store card, print, or clip. Digital coupon for stores bring around 45% in savings.

You can save more than 50% every week using them. Some stores offer freebies every week too. It pays tremendously to get a store card. Consider this, if you use just five $1 coupons every week on items you frequently buy, you save over $200 every year.

Ways to Lower Your Auto Insurance

Slater 0 Comments

A good way to keep your auto insurance costs low is to have a good driving record. Bet you didn’t know that having one not only saves lives but saves money as well.

Below are some things you can do to reduce your auto insurance costs.

Shop around

Prices differ from company to company. Ergo, it pays to shop around. Have at least three price quotes. You can contact companies directly or get information on the web. Your state insurance department may also offer comparisons of prices by big name auto insurers.

You get insurance to safeguard you financially and give peace of mind. It’s vital to choose a company that is financially stable. Look at the financial health of insurance companies with rating companies like Standard & Poor’s and A.M. Best.

Get quotes from different sorts of insurance companies. A few sell through their own agents. These places have the same name as the insurance company. Some sell via independent agents who provide policies from many insurance companies. Some don’t use agents. They sell right to customers via the web or over the phone.

Don’t shop by price alone. Ask relatives and friends for their suggestions. Call the insurance department of your state to see if they give out info on company’s consumer complaints. Choose a company or agent who takes the time to answer your questions. Make a checklist to help you compare quotes from insurers.

Before you buy a car, compare insurance costs

Before you buy a used or new car, look at insurance costs. Car insurance premiums are based some on the car’s price, repair costs, the safety record and the probability of theft. Many insurers provide discounts for features that lessens the risk of theft or injury. To help you choose which car to buy, you can obtain information from the Insurance Institute for Highway Safety.